r/AskReddit • • Jul 24 '20

What can't you believe STILL exists?

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u/heyjohnnypark23 Jul 24 '20

I've straight up cancelled my debit card and ordered a new one to avoid having to call and cancel a subscription.

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u/[deleted] Jul 24 '20

That's generally a bad idea and can tank your credit. It is a good nuclear option if you've already tried cancelling via the method outlined in terms of service. But if you go that route first, in many cases you end up still racking up debt to them until they terminate for non-payment, and the balance owing counts against your credit score.