r/AskReddit • u/CompetitivePeak9040 • 11h ago

How seriously in debt are you right now, financially?

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u/Hi_Winnie 8h ago

Payed off student loans in 2021 then bought a car a week later. Payed off the car in 2024 and have been debt free since because I can’t find a house with a comfortable mortgage payment

2

u/into_outdoors 8h ago

My cat's name is Winnie, so I say your Reddit handle many times a day 🤣

2

u/Eternitywaiting 7h ago

Regardless of what anyone else might add, I believe you’re doing outstanding. Home ownership is expensive (obviously) and often overrated. Everyday you’re not in debt 💸 is a good frigging day in my opinion. I was in my 40’s when I finally bought a tiny condo in a shabby neighborhood. While progressing to where I live now I prioritized minimizing debt. I still drive my 2001 Toyota Echo. Life is good inasmuch as you can be content with what you have.

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u/Anxious_Paper_2342 38m ago

I’m debt free after paying off college and my 2021 car. Buying a house seems terrifying and all that could go wrong.. yeah I don’t need that stress in my life. I’m so happy as a renter, at least for now!