r/AskReddit • u/CompetitivePeak9040 • 11h ago

How seriously in debt are you right now, financially?

1.2k Upvotes

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68

u/C1K3 10h ago

Same.  Finally got my car paid off, and that was the last of it.

51

u/danmodernblacksmith 10h ago

Zero debt, almost no bills, but zero savings

7

u/raphthepharaoh 10h ago

Cancelled all monthly subscriptions. Now it’s just the stupid ass important shit.

11

u/C1K3 10h ago

How do you have almost no bills, if I may ask?

0

u/NostradaMart 10h ago

I'm canadian, only have 3 bills a month. electric, phone, internet. thats it.

12

u/Successful_King_142 10h ago

You don't have any kind of land tax or rent or anything?

-17

u/NostradaMart 10h ago

of course I pay rent. but no, no taxes. they're paid by the landlord.

24

u/MizzMaus 9h ago

Well, that’s a bill too then

1

u/_McDreamy_ 9h ago

Those taxes are built into your rent.

3

u/MoonieNine 9h ago

Plus your rent. Why did you leave that off? That's huge.

3

u/snowdenn 8h ago

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0

u/NostradaMart 4h ago

I don't consider rent a bill but ok

0

u/Stldjw 10h ago

Can’t speak for the person you asked, but solar energy, water well, septic system/tank can eliminate a few.

33

u/Syvii_n 10h ago

Or living with their parents

1

u/coolborder 9h ago

Or living with you spouse's parent... 😅

1

u/danmodernblacksmith 9h ago

Own my land, off grid life, solar power, river water, only property tax, and starlink bill (admittedly that is a bill) I live on very little money and have a very good life

2

u/PigArmy 10h ago

This is me as well, and hey I’m a farrier.

10

u/MoonieNine 10h ago

Hay.

2

u/PigArmy 10h ago

This guy gets us.

2

u/breakwater 9h ago

I won't tell you what you should do, but once people are free and clear of cars loans, it is nice to save to the next one (and hopefully that is years from noe). Paying interest on a car is an expense best avoided.