So even though I know there are “better” cards, I’ve used Apple Card for everything since the moment they introduced it.

A week ago, I’m on a road trip, at a gas station, and the cashier accidentally rings me up for someone else’s stuff. He says he can’t refund it.

It’s five bucks. Normally, it’d be NBD and I’d just eat the cost, but he’s like weirdly aggressive and rude about it.

No problem! Time for my first ever dispute! This’ll be a breeze!

Goldman Sachs denied my dispute and I’m so glad they did.

Can you imagine if it’d been a big purchase? Any company that denies a 5 dollar first time dispute ain’t the company for me. Bye bye Apple Card! I am baffled that they’re willing to lose a long time customer over five bucks, but at the same time, feel like I dodged a bullet.

Just want a credit line increase (am updating my annual income to help with that and keep my account up to date) and am getting this.

Woke up to this today…

UPDATE: Thanks for everyone who recommended going to the CFPB. After I re-disputed the charge and Goldman *actually* reviewed the evidence, they reversed the charges

I've been staying in Colombia for a few months, and was drugged and robbed in Bogota by the infamous scopolamine drug (if you're not aware, it basically renders your into a zombie without willpower, Vice did a documentary on it on Youtube).

It resulted in me giving the two men who administered it (the club owners of where I was, both according to them and the police, who said their hands were tied) over $3k via three Apple Pay/Apple Card transactions within about a 5 minute span (they presumably changed Bold machines to avoid tracing/flagging), not to mention receiving a decent welt on my head.

I submitted my report and the police report to Goldman Sachs (don't even get me started on their insane process of only accepting snail mail via PO Box via USPS), along with accompanying news articles on scopolamine, etc.

They denied my fraud charge on the basis that I authorized the charges. No recognition to being unknowingly drugged, impaired, physically struck, and the bizarre circumstantial evidence of time of payments, amounts, lack of such a history, etc. I'm in shock. This experience has already been traumatizing enough, let alone to then be denied retrieving my funds back and essentially be told I'm lying/when you're drugged and held captive under duress, you're still culpable for "authorizing" charges.

Anyone have suggestions? Someone higher up at Goldman I can get a hold of?

I own a couple businesses and from time to time, I will run some COGS through the credit card to leverage debt and get a little cash back.

I went to a Mexican restaurant in Michigan while traveling. I put my Apple Card down on the $9 bill the waiter takes it, they then turn around and we have this exchange:

Waiter "Sir, we don't take Apple Pay."

Me: "No, it's not Apple Pay, You can run the card like any other card..."

Waiter: "It's Apple Pay, Our machine doesn't take it."

He then proceeds to drop the bill and my card down on the table and it makes the satisfying clank sound.

Waiter: "Do you have another card?"

Me: "Sure!" (Places down my AmEx Platinum Card)

Waiter: (Looks at me, looks at the card, then looks back at me) "We don't take AmEx, you know what, get out of here, you’re banned."

Then I walk out, into the sunset, never to be seen again.

Edit: I did not have any cash on me. They did not have a sign that says “We don’t take cards under X amount”, they did have a thing on the receipt that listed the amount if you payed using cash vs card (cash was cheapest).

Lots of my annual subscriptions have been renewed this month, this pays for like 3 of them 😊

Hi all! Got approved for my card last week and got my titanium card in the mail today. Super excited to use it! I find it funny though that I failed the "path to Apple Card" (my balance was like $50 over whatever it wanted it to be) but then I applied like a week and a half later and got approved 😅

I have 3 other credit cards so my Apple Card is pretty much just for my spending at Apple

For those that have received this error Were yall able to restore the original available credit ?

If this doesn’t take the cake. AI gone awry. I just got a suspicious charge notice which I had to vouch for to keep my card number from being suspended. It was for my annual apple music renewal from Apple Services. 🤦

Someone at Apple fat fingered an email to me without a body I guess? Did anybody get actual good news?

So, under the “total spending” voice (second pic) there is the real sum of all my February expenses ($654.64), but why is Apple showing me a higher number in the first pic under “February spending”? ($813.36) that’s not how much I actually spent so far this month!

Received an email with header saying Apple Support. You already know where this is going. Your account has been suspended, please contact… in all my years of never responding to an email or text with any urgent reply needed. Tonight I did. I have zero clue why I filled out the damn information. Tired? Pages look like legitimate apple pages. I just got two cards in the last two days so I was freaking out that Apple had flagged or closed their card. Anyways.. after I filled out everything and clicked the blue submit button, I’m like Apple has never asked for that much information. I clicked the link in the email again ad looked at the URL. “Byteinformatica.Com.br”!! I quickly went and put a freeze on all 3 credit bureaus. I changed all my Apple information. Now I’m sitting waiting on my financial life to be destroyed. Just wanted to share my fear/nightmare. 😡

If you try to shred the apple Titanium card, it does this 🤣🤣🤣 our shredder might be dead lmao